Does Your Auto Insurance Cover Towing and Rental Cars? 

Unexpected car troubles, such as an engine breakdown or a flat tire, can happen at any time. Many drivers may wonder whether their auto insurance covers car rental and towing assistance in the event of an emergency. At Golden Gables Insurance Agency, we believe it’s important for our clients to understand what their policies include.

What Does a Policy Typically Include?

A typical auto insurance policy can offer coverage for third-party liability claims, comprehensive damage, collision damage and your losses if you’re hit by an at-fault motorist with insufficient liability coverage.

Towing coverage, sometimes called “roadside assistance,” is usually an optional add-on. This can help pay for the cost of towing your vehicle to a repair shop if it breaks down or is involved in an accident. Without this coverage, you may be responsible for the full cost of towing services.

If your vehicle is in the shop after a covered accident, rental car reimbursement coverage can help pay for a rental vehicle while yours is being repaired. Like towing coverage, this is typically an optional feature that can be added to your policy. If your policy covers rental reimbursements, it’s important to check your policy limits and daily allowances as these can vary.

How Our Team Can Help

Golden Gables Insurance Agency works with drivers like you to review your current auto insurance policy and identify any gaps in coverage. Our team can explain the differences between standard coverage and optional endorsements and help you choose the policy that meets your needs and budget.

Contact our team today to learn more about your coverage options or request a personalized quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.