Auto Insurance in Miami, FL
Finding the right auto insurance is essential for every driver in Miami, FL. At Golden Gables Insurance Agency, we understand the unique needs of local drivers and are committed to helping our clients secure coverage that fits their lifestyles and budgets.
What Are the State’s Auto Insurance Requirements?
Florida law requires all drivers to carry a minimum amount of liability coverage. This includes:
- Personal injury protection (PIP) – This can cover medical expenses and lost wages for you and your passengers after an accident, regardless of who is at fault.
- Property damage liability (PDL) – This can help pay for damage you cause to someone else’s property while operating your vehicle.
While these are the minimum requirements, many drivers choose to add more protection to safeguard themselves from unexpected expenses.
What Are My Coverage Options?
Beyond liability coverage, a typical auto insurance policy may also offer the following:
- Comprehensive coverage can cover damage caused by non-collision events such as natural disasters, theft, vandalism or fire.
- Collision coverage can help pay for repairs to your car after an accident, regardless of fault.
- Uninsured/underinsured motorist coverage can help cover your losses if you’re hit by an at-fault driver with little or no insurance.
We can also help you explore coverage for roadside assistance, rental reimbursement, and more.
Why Work With Golden Gables Insurance Agency?
We will take the time to understand your needs, explain your options and compare policies from trusted carriers. Our goal is to help you find reliable and reasonably priced coverage that meets state requirements and gives you peace of mind on the road.
Contact Golden Gables Insurance Agency today to request a personalized quote.